Why do we financially procrastinate?
Have you ever considered why you financially procrastinate when a timely decision will save you stress and most likely money, too?
COP26 or sustainable living? Now or never time
Soundbites and political facade, Peter McGahan questions what COP26 can deliver without strong leadership and action.
The benefits of independent financial advice
Peter McGahan discards the financial jargon for a common sense explanation of why it is necessary to seek independent advice when managing your finances.
Homeshare: the positive impact of intergenerational living
Balancing independent living with an older person’s needs is a balancing act for many families. Homeshare could be the solution you seek, writes Caroline Cooke.
Talking about money: helping daughters and granddaughters
Why do women retire with a pension pot 40% smaller than men? Sharon Bonfield explains why and challenges us to talk more openly about money with the next generation.
‘Get rich quick’ and other traps to look out for
Peter McGahan asks, ‘What does it mean to make a smart investment?’ It’s better to consider things carefully instead of buying into trends or ‘get rich quick’ schemes which can go bad later on.
Advantage of retirement planning for women at 50
Sharon Bonfield looks at the opportunities to start new chapters in life for women after 50 and why retirement planning is crucial to financial independence.
80% of Brits lack financial security in later life
Study finds up to 80% of UK adults have insufficient equity to enjoy financial security in retirement.
Inheritance tax planning: Gifting my house but living in it
Peter McGahan continues to examine how property ownership and rising prices affect your exposure to inheritance tax.
Tax efficient redundancy
Peter McGahan considers the post-furlough economy and presents a few tips for you to consider if you are being made an offer of redundancy/retirement.
When should I start claiming my pension?
Sharon Bonfield explains why leaving your pension invested longer can help you to a more comfortable retirement.
Social care planning: what you should know
Understand your exposure to the cost of social care writes Sharon Bonfield
Barclays Digital Eagles – Digital Wings
Barclays Digital Eagles help people make the most of the digital world, confidently and safely. Read all about their history and new Digital Wings learning platform here.
UK value stocks’ rocketing value
Peter McGahan explains what value stocks are and why they are so attractive when inflation rates rise.
Pension management – 80% per cent of over 50s clueless
You could argue that your pension is not being properly managed if you have not had your risk assessed in the last 12 months. David Woodward explains.
What is sustainable investing?
What is sustainable investing and why are neoliberals and corporations so against it? Peter McGahan explains why you should care.
Will interest rates rise and should I fix?
Most economists agree, especially post the budget, that inflation will rise. Peter McGahan considers the impact and whether now is the right time to fix your mortgage.
Gender inequality in retirement
Gender inequality in retirement: what is it and what can women do about it? Sharon Bonfield has the answers.
Property investment
Peter McGahan explains why property investment needs careful management to stand the best chance of positive returns.
Trump – End of an Error, launch of ESG
America is back. Diplomacy is back. Peter McGahan comments on the Biden administration’s Environment, Social, Governance strategy and what that means for asset managers and dirty fossil fuel stocks.
Is the UK stock market about to turn?
Peter McGahan considers whether post COVID and Brexit we’ll see a surge in the economy or a more punishing downturn.
Seven ISA strategies for tough times
With so much uncertainty in the markets you could be tempted into making rash decisions with your money, but as Sarah Cole explains there are plenty of sensible proactive steps you can take.
Drawdown plans top 1 million
New data shows the number of drawdown pension plans and the number of those plans that are being transferred.
Could renting suit your lifestyle in retirement
Are you retiring this year? According to calculations by Legal and General* more than 500,000 people will reach retirement age this year.
Save on your bills and maintenance by downsizing and renting in 2020
Boiler trouble, damp and water damage are just some of the maintenance headaches you could avoid by downsizing in retirement. Jamie Turnbull explains how.
How much could your New Year’s resolutions save you in 2020?
Christmas expense and the financial post-mortem will have many seeking ways to curb spending in the new year. Here, Sarah Coles looks at some quick wins for saving money.
Investment inequality: 33% Fall or 65% rise?
Unsurprisingly, perhaps, those with the least are the losers in a market that has seen the top one percent grow their wealth by 65 percent. Peter McGahan illustrates why.
Avoid stamp duty costs by downsizing and renting
If you intend to downsize in 2020 and avoid paying stamp duty, renting could be an attractive option.
Inheritance Tax on your pension
There are many methods to mitigate Inheritance Tax, but a simple one is the use of your pension. Peter McGahan explains.
Negative interest rates
Peter McGahan looks at why some economies are hedging towards negative interest rate policies and what it could mean for savers and investors.
Does investment fund size lose you money?
Biggest is very rarely best and the size of a fund is no guarantee of positive performance for your investment. Peter McGahan highlights ways to mitigate risk.
Assured tenancy vs assured shorthold tenancy – what’s the difference?
Jamie Turnbull looks at issues facing people who want to downsize and rent on the open market. This month, he explains the difference between assured tenancy and assured shorthold tenancy.
Worst state pension in the world
Many people have been apathetic at studying how well their pension is performing, trusting to luck that their retirement income will be sufficient, but they could be in for a nasty shock writes Peter McGahan.
