How much retirement income do I need? From minimum to comfortable income
Don’t lie to yourself about your retirement income. Putting your head in the sand only encourages pain further down the line.
Death and taxes: Consumers pay while corporations play
Peter McGahan muses over rising taxes and why the burden is passed to the public rather than the corporation making extraordinary profits.
Rising inflation – a deeper dive into who makes money from misery
With rising costs on everything from water bills to mortgages and the weekly shop, Peter McGahan explains why the real causes of inflation should worry you.
Targeted retirement funds: Effective strategy needed
Peter McGahan examines the value of targeted retirement funds. Learn how managing your investment portfolio strategically can minimise risk and maximise growth…
How mortgage apathy can cost £160,000
If you’re sitting on your mortgage, assuming that switching won’t bring any significant gains, think again! It might be costing you more than you r…
Two cool ISA tips – Understand market fluctuation and why volatility can be a friend
In a final ISA column before the end of tax year rush ends, Peter McGahan shares some useful tips for would-be investors.
Fraud risk to over-65s is revealed as Scam Bingo game launches
Take Five to Stop Fraud campaign launches Scam Bingo game to help raise awareness as new research highlights the risk of fraud to over-65s.
Setting financial goals – simple steps to regaining control
Financial security and independence are key emotional needs but to achieve it you need discipline and a goal. Peter McGahan explains how you can achieve this w…
Avoid the Christmas scams – vigilance is key.
Christmas is a lucrative time of year for scammers. Peter McGahan says don’t act emotionally and always keep your guard up if you want to avoid falling f…
Energy bills: why household finances and business certainty will continue to suffer
Professor Jim Watson explains why more ambition is required to deliver energy efficiency policies or accept that many households will remain vulnerable to high…
Pensions, mortgages and the chaos of The Muppet Show. What’s going on?
Peter McGahan looks back on a tumultuous couple of weeks in politics and the impact on your pensions and mortgages.
Top call centre complaints – older people affected most by poor service
Banks continue to shut branches forcing people to use call centres, here are the top annoyances of telephone banking.
Mortgage rates and the economy – proactive steps offer better security
Mortgage lenders are removing offers and rates are rising, but what does that mean for your mortgage? Peter McGahan explains.
The UK’s most common online and text scams – don’t fall victim to cheats
A new survey has uncovered the UK’s most common online and text scams and the over 60s are the group most susceptible to be drawn in.
Trussenomics vs cold reality of a monumental crisis
Susannah Streeter, senior investment and markets analyst at Hargreaves Lansdown considers what wriggle room the new PM has on the economy.
Reduce your tax bill – be brilliant at the basics
Tax mitigation is very different to avoidance. Peter McGahan explains how to reduce your tax bill without offending the tax man.
Tax advice – the stars that unnecessarily fell through poor guidance
Peter McGahan examines how poor tax advice has landed a string of celebrities and stars in trouble with the tax man.
Fuel duty – UK falls behind Europe in supporting motorists through cost of living crisis
Finance expert Holly Andrews says more is needed from government to help consumer cope with spiralling fuel and energy costs.
Kill emotion to see through noisy financial data
Headlines, hyperbole and emotions are not a sound base for your investment decisions, writes Peter McGahan
Protect your money – Stagflation has arrived
Peter McGahan considers the impact of stagflation on the economy and how its consequences affect your buying power and savings.
Pension poverty – 1000s face income worry as divorce rate soars
New research shows a growing number of couples are divorcing in later life and separation can deal a critical blow to the financial wellbeing of both parties.
Key features of new no fault divorce law explained
Solicitor Megan Bennie explains why she believes new no fault divorce laws are sensible reforms that will bring a range of new options for couples considering …
Soaring inflation could push over 55s onto the breadline
36% of over 55s are worried that the financial pinch will hit them shortly as prices continue to rise.
Equity, wealth and the worrying cost of inflation
It’s the question we all want an answer to – will our costs continue to soar?
Will inflation continue to rise? Expert view
Will inflation continue to rise? is the question many of us need answered. Peter McGahan takes a look at what is driving up the cost of living.
Our biggest tax worries: the knowns and the great unknowns
Taxes will rise in April and consumers are concerned – these are the known rises. However, they also fear further hikes to IHT, capital gains and savings…
Financially healthy 2022? Think smartly and sustainably
Look at the new year as an opportunity to refresh your financial plans and take back control of your money.
Financially healthy Christmas
36% of women suffer stress, due to money, at Christmas, trying to make it as special as possible. Peter McGahan considers what you can do to prevent overspendi…
COP26 or sustainable living? Now or never time
Soundbites and political facade, Peter McGahan questions what COP26 can deliver without strong leadership and action.
The benefits of independent financial advice
Peter McGahan discards the financial jargon for a common sense explanation of why it is necessary to seek independent advice when managing your finances.
Paying for care: don’t panic – plan!
Paying for care is a challenge many families will face and failure to look ahead could have far reaching consequences if you rearrange your estate for income a…
