It’s great to know your holiday booking power is protected for life

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Inflation protected holiday booking power, and an ever-growing choice of locations: HPB provides an education in holidays for two former teachers.
Alfaix - Stephen and Jacquie Fairweather. Holiday Property Bond.
Stephen and Jacquie Fairweather have holidayed an impressive seven time to Alfaix in southern Spain.

When Stephen and Jacquie Fairweather from Felixstowe became Bondholders back in 2011,  they knew they were on to a good thing. “The wonderful choice of locations and high standard of  accommodation and on-site facilities plus the flexibility to holiday wherever and whenever we  choose really appealed to us” says Stephen, a retired teacher. “Not only that, because our holiday booking power is inflation protected, we can enjoy the same the same holiday entitlement, for life. Which, with the cost of living rising, is extremely  reassuring. Granted, we have to pay a user charge that is subject to inflation, but our holiday  booking power remains protected and secure.”  

For the love of Alfaix  

Stephen and Jacquie, also a retired teacher, have holidayed at many of the Bond’s sites including  an impressive seven visits to Alfaix in southern Spain. “We love the climate in Almeria,  especially later in the year when the heat isn’t quite as fierce. It’s the perfect base for walking  and great for sightseeing, close to some lovely villages and towns and only a couple of hours  from Granada and Seville. Alfaix itself is a lovely site with superb facilities; swimming pools,  tennis courts, a gym, as well as a first-class restaurant.”  

Seven years ago Stephen and Jacquie had an ‘unforgettable’ time watching the Commonwealth  Games whilst staying at Tigh Mor Trossachs in the Scottish Highlands. They recently stayed at St  Brides Castle in Pembrokeshire and are looking forward to a family holiday later in the year at  Javea on the Costa Blanca, where the Bond owns two large and attractive detached villas on the  prestigious El Tosalet development.  

“HPB’s success is a testament to the brilliant management behind it. We can’t recommend it  enough.”

If you enjoyed reading about the Holiday Property Bond, why not take our short quiz to learn more about becoming a Bondholder.

An initial payment from £5,000 and a quarterly fee of just over £35 (that is around £140 a year), which can increase in line with but not exceed the Retail Price Index Excluding Mortgage Interest (RPIX), gives you access to all HPB’s holiday homes. For each HPB holiday, you will pay a no-profit user charge covering only property running and maintenance costs and use of on-site facilities. The charge is the same throughout the year and for a studio averages about £347 a week and around £533 a week for a 2-bedroom property. Larger properties are also available. After an initial charge of 25% your money is invested in a fund of holiday properties and securities. The fund itself meets annual charges of 2.5% of its net assets at cost, calculated monthly. Your investment return is purely in the form of holidays and, as with most investments, your capital is at risk. You can surrender your investment to the company after two years or more (subject to deferral in exceptional circumstances) but you will get back less than you invested because of the charges referred to above, as well as other overheads and changes in the value of the fund’s properties and securities.

This advertisement is issued by HPB Management Limited (HPBM), the main UK agent and the property manager for HPB, authorised and regulated by the Financial Conduct Authority, registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPB is available exclusively through HPBM. HPB is issued by HPB Assurance Limited (HPBA) registered in the Isle of Man and authorised by the Financial Services Authority there. HPBM promotes only HPB and is not independent of HPBA. Holders of policies issued by HPBA will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies.

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Tags: , Last modified: August 7, 2023

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