Holiday Property Bond – value for money and lots of family fun

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This content is sponsored by Holiday Property Bond

Whether Spain, Scotland, or elsewhere in the portfolio, the numbers add up for one Bondholder couple and their extended family…
Holiday Property Bond - The Bedworths
The Bedworths have enjoyed holidaying with HPB since 2002.

Lisa and Paul Bedworth who live in Surrey are both chartered accountants. Their son Andrew has just completed his masters and decided to follow in the family footsteps, joining a large firm of accountants in London. And guess what, Lisa’s brother-in-law, another Paul, is also a chartered accountant. 

“We love our holidays and we love value for money” says Lisa Bedworth, who together with husband Paul, has been enjoying the Bond since 2002.

“My parents, Andrew and Pat Wilkinson, started the ball rolling when, having owned property in France for almost forty years, they didn’t want to be tied to one place anymore.

“They wanted to travel and experience different places and so they decided to sell up. They had heard about the Holiday Property Bond from several friends, were really impressed with the proposition so became Bondholders themselves. “Sadly, six months later dad died which was a big blow” adds Lisa, “but mum wanted to continue holidaying and bought two more Bonds, for my sister Sarah and myself so we could all go away together.

Mix-and-match holidays

“Over the years we have enjoyed hundreds of holidays, as a whole family, my sister and myself with the children and, now they are grown up, as couples. The Bond is so flexible – it’s a real mix and match, perfect for growing families! Our most recent holiday was to Javea on the Costa Blanca, and our son and daughter Olivia, plus boyfriend, joined us too, which was a real treat. 

“The development is very attractive with beautiful villas and glorious gardens, just a stone’s throw from the coast which has a lovely sandy beach with cafes, restaurants and bars, which we made good use of. We loved our villa which was really spacious with a large terrace and private pool and spectacular views across the valley to the sea. Very relaxing, we felt really chilled.

“Our other favourite sites are Biniorella on Majorca and Tigh Mor in the Scottish Highlands. Biniorella for the lovely atmosphere, it’s a really friendly place. The on-site restaurant serves great food, and you can dine in or takeaway. We love to BBQ and often get a big plate of chips from the restaurant to go with it!

Javea - Holiday Property Bond
Javea on Spain’s Costa Blanca is home to two beautifully appointed Holiday Property Bond villas.

Holidaying in different time zones!

“The proximity of the beach is always a plus when going with all the family as we can all walk down, albeit at different times!! Paul and I often get up early, go out for breakfast and a morning swim. By the time we get back and are having a glass of rose before lunch, the kids are just getting up, having breakfast and then heading to the beach for the day. We call it holidaying in different time zones! But we always convene in the evenings for games and dinner!

Tigh Mor trossachs
Tigh Mor Trossachs houses 76 holiday properties in a magnificent Victorian building in Perthshire, Scotland.

Tigh Mor because the scenery is so spectacular and we just love the walking and cycling. When my son Andrew was about 12 he was asked to write an essay at school about his favourite place, and he chose the top of Ben A’an, the mountain next to Tigh Mor, because he loves the climb and the views … and that was over and above the Caribbean and Costa Rica, to name a few!

“Mum doesn’t tend to come away anymore but she has so many happy memories, as we do. We’re so grateful to her and dad for introducing us to the Bond.”

If you enjoyed reading about the Holiday Property Bond, why not take our short quiz to learn more about becoming a Bondholder.

An initial payment from £5,000 and a quarterly fee of just over £35 (that is around £140 a year), which can increase in line with but not exceed the Retail Price Index Excluding Mortgage Interest (RPIX), gives you access to all HPB’s holiday homes. For each HPB holiday, you will pay a no-profit user charge covering only property running and maintenance costs and use of on-site facilities. The charge is the same throughout the year and for a studio averages about £347 a week and around £533 a week for a 2-bedroom property. Larger properties are also available. After an initial charge of 25% your money is invested in a fund of holiday properties and securities. The fund itself meets annual charges of 2.5% of its net assets at cost, calculated monthly. Your investment return is purely in the form of holidays and, as with most investments, your capital is at risk. You can surrender your investment to the company after two years or more (subject to deferral in exceptional circumstances) but you will get back less than you invested because of the charges referred to above, as well as other overheads and changes in the value of the fund’s properties and securities.

This advertisement is issued by HPB Management Limited (HPBM), the main UK agent and the property manager for HPB, authorised and regulated by the Financial Conduct Authority, registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPB is available exclusively through HPBM. HPB is issued by HPB Assurance Limited (HPBA) registered in the Isle of Man and authorised by the Financial Services Authority there. HPBM promotes only HPB and is not independent of HPBA. Holders of policies issued by HPBA will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies.

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Tags: , Last modified: August 7, 2023

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