Savings & Investments

Targeted retirement funds: Effective strategy needed

Savings & Investments, News & Views

Peter McGahan examines the value of targeted retirement funds. Learn how managing your investment portfolio strategically can minimise risk and maximise growth…
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Two cool ISA tips – Understand market fluctuation and why volatility can be a friend

News & Views, Savings & Investments

In a final ISA column before the end of tax year rush ends, Peter McGahan shares some useful tips for would-be investors....

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The brutality of tax on your investments | Impact, examples and strategies

News & Views, Savings & Investments

ISA season is upon us so Peter McGahan takes a look at the benefits of the tax-free investment product and how you could be missing out! ...

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Protect your money: Assessing potential for loss

Savings & Investments

When you have concentration risk in a fund and markets and that sector falls, it falls exponentially. That isn’t the stabiliser that you hoped for within your …
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Creative ways to make money from risk

News & Views, Savings & Investments

Peter McGahan returns to the theme of risk exposure and how diversification of risk can pay dividends in the longer term. ...

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Junior ISA – Grandparents can play important role in financial literacy

Savings & Investments, Finance, Sponsored

If you’re looking for an effective, tax-efficient way of passing some of your wealth down to your grandchildren, a Junior ISA may be the...

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How to understand the risk in your investments

Savings & Investments, Finance

Peter McGahan explains how risk and reward go hand in hand and to manage risk in your investments.
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Bitcoin – be mindful of the false promise of easy money

News & Views, Savings & Investments • One Comment

Back in 2017, I was asked about Bitcoin and covered the benefits and risks at length. For the record, when it was at £4000 as a price and...

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What now for the stock markets? Security in insecure times

Savings & Investments, Finance, News & Views

Volatility in the stock markets and inflationary pressures are putting pressure on our spending, but as Peter McGahan explains the reasons...

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Kill emotion to see through noisy financial data

News & Views, Savings & Investments

Headlines, hyperbole and emotions are not a sound base for your investment decisions, writes Peter McGahan
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How to safely hold your investments – Essential steps peace of mind

News & Views, Savings & Investments

Peter McGahan explains why you should understand where your investments are held and how to manage them effectively....

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Investment Bonds – rethink to avoid tax inefficiencies

Savings & Investments

Have you ever heard of ‘rebasing’ an investment? I’d not heard the term for 10 years, but, over the last two weeks it has come up...

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Passive investing losses certain from climate change

News & Views, Savings & Investments

As markets move to meet the UN’s sustainable development goals (SDG’s), Peter McGahan argues that apathetic investors risk losses after being left with d…
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Efficient saving, flexible ISA

Savings & Investments

Do you need the freedom to withdraw and then replace funds during the year without it counting toward your tax-free allowance – meet...

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Inheritance Tax ISAs

Savings & Investments

Whilst it’s clearly one of the most tax efficient savings plans available, an ISA has one obvious flaw: Inheritance Tax. ...

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Investment bond or collectives

Savings & Investments

Spread your investments across different areas to balance out risk and give you greater flexibility to readjust in line with performance, writes Peter McGahan.
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Where now for PruFunds with profits?

Savings & Investments

In this week's column: Peter McGahan looks at the woes of PruFund and the with profits bond....

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Guaranteed structured investments (not)

Savings & Investments

Peter McGahan explains why products marketed under the term 'guaranteed structured investment' are poorly understood and actually offer...

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Sustainable societies, it’s happening

Savings & Investments

The attraction to sustainable investing for higher returns is growing as we slowly grasp that non-tax paying organisations who pay poorly aren’t classed as a c…
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Greenwashing sustainable investments

Savings & Investments

Green washing is where companies tick a box to prove they meet Environment, Social and Governance standards - even though they are as...

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What is sustainable investing?

Savings & Investments

What is sustainable investing and why are neoliberals and corporations so against it? Peter McGahan explains why you should care. ...

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Upsides of Bitcoin

Savings & Investments

Peter McGahan talks Bitcoin and how in spite of the narrative of people power behind Bitcoin, the reality is the top 2.8% of Bitcoin addresses own a staggering…
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Seven ISA strategies for tough times

Savings & Investments

With so much uncertainty in the markets you could be tempted into making rash decisions with your money, but as Sarah Cole explains there...

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Investment inequality: 33% Fall or 65% rise?

Savings & Investments

Unsurprisingly, perhaps, those with the least are the losers in a market that has seen the top one percent grow their wealth by 65 percent....

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The election and your money

Savings & Investments

With a General Election days away Peter McGahan highlights the potential outcomes and implications while cautioning against the impact of a hung Parliament on …
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£6.6bn in overcharging closet funds

Savings & Investments

Investors using some managed funds are estimated to be losing out to the tune of billions of pounds. Peter McGahan explains how....

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Does investment fund size lose you money?

Savings & Investments

Biggest is very rarely best and the size of a fund is no guarantee of positive performance for your investment. Peter McGahan highlights...

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Parents among biggest lenders in UK

Savings & Investments

Shock horror! Who would have thought it? 60% of first time buyers find succour at the Bank of Mum and Dad.
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The financial plan jigsaw: are you missing any pieces?

Savings & Investments

Protection cover is an essential component of your overall financial plan; it is not a risk worth taking explains wealth manager Dan...

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A decade of turmoil at RBS

Savings & Investments

Travails of Royal Bank of Scotland shareholders since 2008 illustrates the value of sound guidance when building a portfolio....

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What will happen to my investments

Savings & Investments

Steve Wanless of WWFP reacts to British Chamber of Commerce predictions that the UK economy will be at a standstill in 2017.
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Investing your money

Savings & Investments

There are so many questions when thinking about investing your money, such as when is the right time? How will it be invested? And probably...

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Why do we love the ISA?

Savings & Investments

Steve Wanless examines the popularity of ISAs and how you can get the most from your tax efficient savings and investments. ...

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Banking on the future

Savings & Investments

Are you better off now than before the banking crisis of 2008 that started the worst recession since the Great Depression?
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Cracking the afterlife

Savings & Investments

Inheritance tax is unpopular. Nobody wants to pay tax on already taxed earnings, so how can you minimise your losses to IHT?...

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When a Will is not enough: a guide to Will Trusts

Savings & Investments

Helen Kelly, Partner in the Private Client team at law firm SAS Daniels explains the pros and cons of Will Trusts...

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Mixed messages for older investors

Savings & Investments

Planning investments to offer retirement income made complicated by contradicting messages from Bank of England and the Treasury
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Is there a financial safety net from vishing?

Savings & Investments

Steve Wanless warns how vishing scams and fraudsters are targetting older people online....

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Festive cheer

Savings & Investments

Steve Wanless of Worldwide Financial Planning looks at how best to stretch the pounds in your pocket this Christmas. ...

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